Remote Mortgage Loan Officer (MLO) — Inbound Leads, Base Pay + Uncapped Commission

United Mortgage Lending (UML) | Full-Time | Remote

Stop Chasing Leads. Start Closing More Loans.

Are you a driven Mortgage Loan Officer who wants more opportunities to close, competitive earning potential, and the support to build a high-performing pipeline?

At United Mortgage Lending (UML), we give motivated loan officers access to lead opportunities, advanced technology, and dedicated operational support—so you can spend less time prospecting from scratch and more time turning opportunities into funded loans.

UML is a leading national mortgage brokerage and a proud partner of United Wholesale Mortgage (UWM), the nation's largest wholesale mortgage lender. Our partnership provides access to a broad range of mortgage solutions, streamlined lending technology, and resources designed to help move loans efficiently from application to closing.

What sets UML apart? Opportunity. Support. Earning potential.

We provide hot inbound leads, outbound lead opportunities, and live transfers to help you connect with prospective borrowers and build a productive pipeline.

Our team averages under 14 days in loan turn time, according to our internal performance metrics, helping qualified borrowers move through the lending process efficiently.

If you're competitive, customer-focused, and ready to maximize your production, UML offers an environment built for ambitious mortgage professionals.

Why Mortgage Loan Officers Choose UML

• $100K–$500K+ earning potential through base pay and uncapped commission.
• Multiple sources of loan opportunities through hot inbound leads, live transfers, and outbound campaigns.
• Fast loan turn times with an average under 14 days.
• Dedicated processing support so you can focus on originating and closing loans.
• Wholesale lending advantages through our partnership with UWM.
• Competitive benefits package featuring health, dental, and vision coverage, plus a 401(k) with company match.
• Performance-driven culture that values initiative, collaboration, and results.

What You'll Do

• Connect with prospective borrowers through inbound leads, live transfers, and outbound sales opportunities.
• Build relationships with borrowers and identify mortgage solutions aligned with their financial goals and eligibility.
• Guide clients through purchase, refinance, and home-equity financing opportunities, as permitted by applicable licensing and company guidelines.
• Review preliminary credit, income, and financial information while coordinating documentation with processing.
• Manage an active pipeline, follow up consistently, and move qualified opportunities toward application, approval, and closing.
• Partner with processors and other lending team members to help keep loans moving efficiently.
• Deliver a responsive, professional borrower experience while meeting sales, production, and compliance expectations.

What We're Looking For

• Active NMLS Mortgage Loan Originator license and applicable state licensing or registration requirements.
• Mortgage origination or sales experience preferred; candidates with strong sales ability and a demonstrated capacity to close may also be considered.
• Confidence handling live transfers, engaging borrowers, overcoming objections, and following up consistently.
• Strong communication, relationship-building, organization, and pipeline-management skills.
• A results-oriented mindset, professional integrity, and a commitment to responsible lending and compliance.
• Comfort working in a fast-paced, goal-driven environment.

Compensation, Schedule & Benefits

• Compensation: $100,000–$500,000+ advertised annual earning potential, including base pay and uncapped commission. Actual earnings depend on production, performance, and the applicable compensation plan.
• Schedule: Full-time, Monday–Friday, 8:00 a.m.–5:00 p.m.
• Benefits: Health, dental, and vision insurance; 401(k) with a 4% company match; employee referral program.

Ready to Take Your Mortgage Career to the Next Level?

If you're ready to spend less time hunting for prospects and more time originating loans, building borrower relationships, and earning based on your results, we'd like to meet you.

Bring your drive. We'll bring the opportunities and support.

Apply today to join United Mortgage Lending and explore what you can achieve with a strong pipeline and uncapped earning potential.

Job Type: Full-time

Pay: $100,000.00 - $500,000.00 per year

Benefits:

• 401(k) 4% Match
• Dental insurance
• Health insurance
• Referral program
• Vision insurance

Application Question(s):

• Provide NMLS ID:

License/Certification:

• MLO License (Preferred)

Work Location: Remote